On The Money, All The Time

Relay is small business banking that puts you in complete control of what you’re earning, spending, and saving for modern business owners.

Get $100 when you fund a Relay account.

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Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2,3, Member FDIC.

Take Control of Your Money

Relay’s powerful money management platform makes it easy to stay on top of every single dollar.

Implement Profit First: Together, Profit First and Relay ensure that every dollar is allocated according to plan—be it paying down debt, reinvesting in your business, or taking a profit.

Get unlimited payments: Get your payees to upload their own payment details so you can send them checks and next-day ACH transfers for free. Plus, collect payments from PayPal, Stripe, Square and more.

Avoid banking fees: Relay’s business banking and money management platform is free. Your cash won’t be tied up in account fees, minimum balance requirements or overdraft fees. Plus, ATM withdrawals are free at any Allpoint or Green Dot ATM.

Collaborate with ease: Effortlessly collaborate with role-specific access—that means giving your cleaner a debit card for cleaning supplies or your accountant read-only access to your transactions.

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Why Entreprenista recommends
this solution

No monthly fees or minimum balances

Earn up to 3.76% APY1

$3M FDIC insured Thread Bank, Member FDIC2,3

Testimonials

As an entrepreneur, we sometimes put ourselves last. With Relay and Profit First, they shift the way you think about your money and allow you to pay yourself first and get more clarity into your cash flow.

1/3

Liz Faircloth

The Real Estate InvestHer

Relay is the best bank I have ever used

1/3

Sarah Bennett

Best bank for Profit First companies

1/3

Lydia Joy Paasch

A Message from Relay

As a proud partner with Entreprenista, Relay shares our mission to help female founders grow their businesses.

Relay knows cash flow clarity creates healthier, lasting businesses.

That's why they're building business banking for companies like yours.

The ones where every dollar counts.

Where you framed your first sales order.

Where you’re hiring your 3rd, 5th or 12th employee.

And where cash flow challenges can mean the difference between paying bills or paying yourself.

Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank  Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.

The interest rates and annual percentage yield on your account are accurate as of 01/01/2025 and are variable and subject to change based on the target range of the Federal Funds rate.

For customers with accounts opened before 01/01/25, APY will vary between 1.03%-3.03% depending on the savings balances held:

• When your savings account balance is less than $50,000, the interest rate on your savings account is 1.02% with an APY of 1.03%

• When your savings account balance is between $50,000 and $250,000, the interest rate on your savings account is 1.50% with an APY of 1.51%

• When your savings account balance is between $250,000 and $1,000,000, the interest rate on your savings account is 2.01% with an APY of 2.03%

• When your savings account balance is more than $1,000,000, the interest rate on your savings account is 2.99% with an APY of 3.03%”

For customers with accounts opened on or after 01/01/25, APY will vary between 1.75%-3.76% depending on monthly average account balance:

• When your monthly average account balance is under $10,000, the interest rate on your savings accounts is 1.73% with an APY of 1.75%.

• When your monthly average account balance is between $10,000 and $50,000, the interest rate on your savings accounts is 2.72% with an APY of 2.75%.

• When your monthly average account balance is above $50,000, the interest rate on your savings accounts is 3.70% with an APY of 3.76%.